Happy New Year!

Happy New Year!

Today is January the first, what’s your new year’s resolution? I always have several but the first thing I have done today is to book myself an appointment with my adviser for a review.  Why don’t you do the same?  Start the New Year with piece of mind that you and...
The basic facts of preparing for a mortgage

The basic facts of preparing for a mortgage

Buying a home will probably be one of your biggest financial commitments.  There are documents  that you will need to prepare in order to get pre-approval from a bank.  Lending criteria differs between banks so some banks may like your application while others may...
Make a date with your dollars this Money Week

Make a date with your dollars this Money Week

Does money buy happiness? I think it does, in part. That doesn’t mean we’ll all be miserable unless we have a $1 million bank balance, but most of us know that the absence of money worries is an important prerequisite to happiness. It’s a simple formula – get your...
The Rules Are Changing

The Rules Are Changing

From the 1st October lending requirements are going to change dramatically in NZ.  As mortgage brokers we want to see First Home Buyers get into their first home.  Banks will have a capped amount of high level lending.  It will still be around but minimal people will...
Maintaining a Balance

Maintaining a Balance

Life throws up many events for us to deal with and not all of them are pleasant. In most cases you will have protected yourself against the financial loss these events can cause. As we all know, typically most New Zealanders have financial protection against the...