Radio Interview with Nicola Hambly

Radio Interview with Nicola Hambly

Get to know your local adviser better & listen to this amazing fun & informative radio interview with Nicola Hambly, which took place on our local Waiheke radio station, it”s a must listen! http://www.waihekeradio.org.nz/content/mostly-locally-nicola-hambly...
We are all going to die

We are all going to die

Some of the subjects that I talk about when it comes to family risk protection aren’t the best.  Topics can put fear in people’s hearts and to be honest there is no intention to scare.  Death is a taboo subject but It is just reality.  Some of us may live past 100 and...
Why we love Waiheke

Why we love Waiheke

Nicola Hambly mentioned in a previous article written for the gulf news that our young Rams needed help with sponsorship & a lovely member of our community came forward with a donation.  We would like to say a huge thank you to that person on behalf of the little...
The underwriting process

The underwriting process

One of the biggest issues with applying for insurance is your health.  How healthy are you?  Do you smoke?  Do you drink?  Take or have taken drugs?  Have any pre-existing medical condition, which may include mental health?  Your history of health is important to...
Default is a word I have come to despise.

Default is a word I have come to despise.

Default is a word I have come to despise.  The reason behind this is my youngest plays rugby league and every time we have a home game they default.  It’s just too expensive for off island teams to come over.  We are subsidized but they are not.  So this article is a...
Win an iPad Mini

Win an iPad Mini

Want to win an iPad Mini ? Aotearoa Insurance on Waiheke Island are giving away an iPad Mini to one lucky entrant in our Facebook competition. Simply enter your details into the form on our Facebook page (click here to enter) to be in with a chance to win. Each...
Groundbreaking facts on owning a commercial property

Groundbreaking facts on owning a commercial property

There are a lot of commercial properties coming onto the market in NZ at the moment with competitive prices that seem too good to be true.  So what are the pitfalls when it comes to lending on Commercial properties in NZ from a lending perspective?  When applying for...
Key People in businesses

Key People in businesses

92.7% of enterprises have fewer than 20 employees.  In most businesses people are their main asset.  They have the ideas and the knowledge.  They generate the company revenue stream.  Without these Key People the business may have no value at all.  A key person is not...