Some of the subjects that I talk about when it comes to family risk protection aren’t the best.  Topics can put fear in people’s hearts and to be honest there is no intention to scare.  Death is a taboo subject but It is just reality.  Some of us may live past 100 and others like a very close person’s daughter may only live for as little as 6 weeks.  But at the end of the day we will all die!

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Nicola Hambly mentioned in a previous article written for the gulf news that our young Rams needed help with sponsorship & a lovely member of our community came forward with a donation.  We would like to say a huge thank you to that person on behalf of the little league. Once again reminding us of this beautiful community we live in.

One of the biggest issues with applying for insurance is your health.  How healthy are you?  Do you smoke?  Do you drink?  Take or have taken drugs?  Have any pre-existing medical condition, which may include mental health?  Your history of health is important to Insurers because whatever has happened previously may happen again and become a claimable event.  The younger you get cover in place the better as you will have very few pre-existing conditions.  Therefore at application time it

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Default is a word I have come to despise.  The reason behind this is my youngest plays rugby league and every time we have a home game they default.  It’s just too expensive for off island teams to come over.  We are subsidized but they are not.  So this article is a bit of a plug for much needed sponsorship so teams can come over and the kids can play. Another style of default that I also dislike seeing is

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Want to win an iPad Mini ? Aotearoa Insurance on Waiheke Island are giving away an iPad Mini to one lucky entrant in our Facebook competition. Simply enter your details into the form on our Facebook page (click here to enter) to be in with a chance to win. Each entrant is given one entry into the competition, plus a bonus entry for every referred entrant. Here’s the details: 1. Introduction: The Competition (the Contest) is being run by Aotearoa

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There are a lot of commercial properties coming onto the market in NZ at the moment with competitive prices that seem too good to be true.  So what are the pitfalls when it comes to lending on Commercial properties in NZ from a lending perspective?  When applying for a commercial property there are alot more scrutiny/checks nowadays.  Most banks will want you to find out if a seismic risk evaluation has been done.  If it hasn’t been done they will

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Our clients who took out a mortgage with us through the ANZ bank helped make this happen. The school received a visit from the star & they had an amazing day together, Dillon visited all the class rooms & played basketball matches with the students then he finished off the day with a talk thanking the ANZ bank & Aotearoa Insurance. Dillon Boucher (born 27 December 1975) is a New Zealand professional basketball player. Boucher played for the New Zealand

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92.7% of enterprises have fewer than 20 employees.  In most businesses people are their main asset.  They have the ideas and the knowledge.  They generate the company revenue stream.  Without these Key People the business may have no value at all.  A key person is not necessarily the owner of the business.  It could be the loss of a shareholder or a junior employee that could result in a significant decline in profit and the value of a business. Most

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Can you imagine living on $384 a week? That’s the total net Job Seeker Support benefit(ex DPB) for a married couple, with or without children. The basic Sole Parent Support is $335 a week net. Despite stories appearing  in the media about beneficiaries receiving more than a $1000p/w these are not the norm (hence they made the news). The reality for most beneficiaries is a period of very hard times with any wealth reserves they may have had being eaten away.

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